Home Ownership Guide

Why Buy New?

Looking for a new home but overwhelmed by options? Rausch Coleman Homes helps simplify your decisions and show you why buying new is buying BEST. Click "Read More" below to learn about:

1. Customization
2. Energy Efficiency
3. Construction Integrity
4. Knowledge of What You are Getting for Your Money.

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With a wide range of communities, floor plans, and move-in ready homes available across six states, Rausch Coleman Homes has what you need and wants to put you in your perfect home!


To Rent Or To Buy? That Is The Question.

If you're struggling with this question, don't stress; you're not alone. In fact, most adults have struggled with the same question at the some point along their journey to homeownership.

This is an especially hot topic in today’s housing market, which has rebounded incredibly since the economic downturn of 2008. Aside from being a fantastic long-term investment, in many cases, buying a new home is actually the more affordable option too. Learn why:

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Home Ownership Facts

Most people in the market for a new home find the financial benefits of homeownership over renting very clear and easy to read on paper, but there are lots of other benefits of buying a new home that aren’t quite as obvious.

Buying a home provides new owners and their families with increased stability, a stronger sense of community, and many social and educational benefits for young children.

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Buying your First Home?

When looking for your first home, emotions can run high. Excitement can be mixed with nervousness, and anxiety mixed with elation. Foremost in a first-time buyer's mind, however, should be an understanding of how a home will fill existing wants and needs. If you're looking to raise a family, for example, making sure that a house has the kind of space and layout you desire, and the proximity to schools you'll need is important, if not imperative. Alternatively, if you're hoping for a good investment on your mortgage, it may be to your advantage to look at trends in housing prices in your potential home's neighborhood.

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Get the 4-1-1 on Your Credit Score

Rausch Coleman Homes is motivated to see you home! We are pleased to announce our strategic alliance with Premier Credit Consulting, a registered and bonded Credit Service Organization that provides motivated home buyers with all the tools necessary to get into a new Rausch Coleman home ASAP. Best of all, Rausch Coleman Homes will cover most (or all) of the costs when you close!





Comparing Home Loan Types

So you’ve chosen to buy a property either as an investment or principal residence. That’s great! Before you even start searching for the best interest rates out there, though, it is essential to understand the various types of home loans available and what their terms mean over the life of the loan. How do you choose the best one? Will one end up costing more in the long haul? We explain the 3 major home loan types out there and what they can mean for you.    

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How to Prepare for a Home Mortgage Application

Owning a home is a big step and a great achievement, but before you get to that point there is one daunting hurdle to get over first: the mortgage application. It is possible to ease your way through the whole process though if you are prepared for the application. We can help.

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Home Loan Checklist

Applying for a home loan requires much of your time and energy, but it’s well worth the effort considering that the investment is one of the most important ones you’ll ever make. Here’s a checklist to help you through the process:

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Savvy Ways to Save for a 20% Down Payment

The road to homeownership isn’t always a smooth one, but acquiring a new home is still one of the most significant accomplishments of adulthood and plays a large role in successfully reaching the “American Dream.”  So how can you reach the coveted 20% down payment? We can help you understand these very important steps:

1. Get Busy Budgeting
2. Turn it Into a Competition
3. Make Extra Cash on The Side
4. Downsize
5. Reward Yourself.

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Buying a New Home: Ins & Outs You Need to Know

One of the most exciting times in a your life is when you are finally prepared to buy your first home. As you prepare to sign your name on that dotted line, though, there are a few things that you need to be aware of that will make your life (and the transaction) a lot easier:

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Getting Settled

Moving into a new home can be an exciting event, but it can also be stressful. Preparing to move out of one home and into another home as well as even moving into a new city all requires planning and forethought if you want your relocation plans to go off without a hitch. There are many steps that you must follow if you want to settle into your new home with ease:

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The Big Move

Even if you are just planning to relocate across your city, a move can stress out everyone in the family. You don't have to turn to the professionals to take the work off of your hands when there are numerous services for easing the transition between homes. When you are ready to start working on the details, check out these four services designed to help with the big move:



The Top 10 Tools You Need for Your New Home

When purchasing and moving into a new home, there are so many things to think about, so many different things to consider and decisions to make. You will need to furnish the home, decorate the home and take care of the home. This means that you will need everything from a dining room table to a lawn mower. But you will also need tools to take on your new investment and the things that go into that new home. I’m not talking about the big things like the roof and the air handler, but everyday things such as hanging a shelf or replacing the blade on that new lawn mower.

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